Risk Disclosure

UpsideGPT is an AI-powered stock-analysis tool designed to provide market insights and technical and fundamental observations. Using UpsideGPT does not reduce or eliminate the risks inherent in trading and investing in any security or asset class.

By using UpsideGPT, you acknowledge and accept that:

• financial markets are inherently volatile and unpredictable;
• no analysis, tool, or person can guarantee profitable outcomes;
• all trading and investment decisions carry the potential for significant or total loss of capital;
• past performance — including historical data, backtests, or hypothetical results — does not guarantee future results;
• UpsideGPT does not execute trades, manage money, or provide personalized investment advice.

Investing and trading in equities (stocks) carries risks that no analysis tool can eliminate:

• Volatility risk: share prices can move sharply and unexpectedly on news, sentiment, or broad market moves; UpsideGPT cannot predict sudden movements.
• Earnings & event risk: earnings reports, guidance updates, mergers, lawsuits, or management changes can cause large, rapid price gaps.
• Gap risk: prices can gap overnight or in pre-market past your stop-loss, resulting in execution at far worse prices than expected.
• Liquidity risk: small-cap or low-volume stocks can be difficult to exit at your desired price.
• Concentration risk: holding too few positions or a single sector increases exposure to company- and industry-specific events.
• Company-specific risk: a company can underperform, be defrauded, be delisted, or go bankrupt — which can result in a total loss of your investment.
• Macroeconomic & systemic risk: interest rates, inflation, recessions, and market-wide crashes can affect entire markets regardless of any individual stock’s merits.

If you use leverage, margin, or short positions, your risk increases substantially:

• Leverage & margin: trading on borrowed money amplifies both gains and losses, can trigger margin calls, and may result in losses exceeding your deposited capital.
• Forced liquidation: a broker may close your positions automatically and at a loss if margin requirements are not met.
• Short selling: the potential loss on a short position is theoretically unlimited, since a stock’s price can rise without limit.
• Spread & slippage: bid-ask spreads can widen during volatile periods, making entry and exit more expensive than expected.

UpsideGPT uses artificial intelligence to analyze charts and market data, which has inherent limitations:

• Pattern-recognition limits: AI recognizes historical patterns but cannot account for novel conditions, structural changes, or unprecedented events.
• Training-data bias: the model is trained on historical data that may not represent current or future market conditions.
• Model error: AI can produce plausible-sounding but inaccurate or misleading analysis. Always verify outputs independently.
• Incomplete context: UpsideGPT analyzes charts and limited market data and does not have access to all relevant information.
• No real-time reaction: outputs reflect data as of the moment of the request; market conditions and sentiment can change immediately.
• Over-reliance: using UpsideGPT as the primary or sole basis for decisions significantly increases the risk of loss.

There is no guarantee of profit. There is no protection against losses.

UpsideGPT does not:

• guarantee any level of returns or profitability;
• promise winning trade percentages or success rates;
• protect against partial or total loss of capital;
• provide insurance against market downturns or adverse events;
• compensate users for losses resulting from trading decisions.

Any statement about potential results, targets, or zones of opportunity is hypothetical, based on historical patterns, not a prediction or guarantee, subject to substantial error, and not suitable as the sole basis for a decision. All trading and investing carries the risk of total loss; you may lose some or all of your capital.

ITC ECOM LLC (UpsideGPT) is not a financial institution, investment advisor, broker, or entity registered with any financial regulator. UpsideGPT does not:

• hold or control customer funds or assets (never deposit funds with UpsideGPT);
• execute trades or manage accounts on your behalf;
• provide regulated financial advice in any jurisdiction;
• offer investment products, accounts, or trading platforms (UpsideGPT is analysis software only);
• guarantee compliance with any user’s local regulatory requirements.

It is your responsibility to:

• ensure your use of UpsideGPT complies with all laws and regulations in your jurisdiction;
• verify that trading or investing in the assets you analyze is legal where you reside;
• report all trading activity and gains or losses to the appropriate tax authorities;
• consult a licensed financial advisor for regulatory and investment guidance.

By using UpsideGPT, you acknowledge and agree that you:

• understand that trading and investing involve substantial financial risk;
• have read, understood, and accept this Risk Disclosure and the full Terms of Service;
• accept full responsibility for your own trading and investment decisions;
• will not hold UpsideGPT, ITC ECOM LLC, or any related parties responsible for any losses;
• are aware that past performance does not indicate future results;
• will conduct your own independent research before making any decision;
• will only trade or invest with capital you can afford to lose entirely;
• may seek advice from a qualified financial professional before making significant decisions.

You use UpsideGPT entirely at your own risk and are solely responsible for all outcomes, profits, and losses.

For questions about this Risk Disclosure or to report a concern:

Email: hello@upsidegpt.com
Website: upsidegpt.com

This Risk Disclosure is provided for informational purposes only and is not legal advice. For legal or regulatory guidance, consult a qualified attorney or financial advisor in your jurisdiction.